Allworth Financial’s Money Matters

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Who is on the other side of your stock trades?

On this week’s Allworth’s Money Matters, Scott and Pat discuss why day traders often lose money in the long-run.

Scott and Pat advise a California man who is concerned about the future of his pension. A Colorado caller wants a second opinion on his charitable giving strategy. A mother is considering early retirement to live near her college-bound son. Finally, a young military veteran with $350,000 saved asks if he should invest in a rental property.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Be skeptical about private placements

On this week’s Allworth’s Money Matters, Scott and Pat discuss the hidden risks in private placement investments.

Scott and Pat speak with a caller looking to diversify by investing (or speculating) in gold. A Vacaville man with $1 million saved asks what a safe withdrawal rate is for him. A Los Angeles caller asks if she should refinance her mortgage. Scott and Pat advise a caller who is considering drawing Social Security based on her incarcerated ex-husband’s work history. A man with $2 million saved asks if he should buy long-term care insurance. Finally, a caller asks if Social Security’s Windfall Elimination Provision will affect his benefit.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Should you use your 401(k) to pay down your mortgage?

On this week’s Allworth’s Money Matters, Scott and Pat discuss the pitfalls of putting a rental property in your IRA. In a podcast exclusive, they talk about what to do with a deceased spouse’s retirement accounts.

Scott and Pat advise a Colorado caller, with more than $1 million saved, if she should contribute to a Roth 401(k). A Sacramento caller asks if he should bolster his savings or pay down his debt after withdrawing his 401(k) savings to pay for his children’s education. A veteran asks Scott and Pat if he can refinance his wife’s mortgage.  Finally, Scott and Pat speak with a government employee who is considering rolling over his 457 account to an IRA.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Upcoming legislation could affect your retirement

On this week's Allworth's Money Matters, Scott and Pat discuss how a new retirement bill, the SECURE Act, could affect you. 

Scott and Pat advise a South Carolina caller who is considering purchasing a $130,000 investment property. A small business owner asks how he can save for retirement and help his employees. A Sacramento caller with $200,000 saved is considering putting more in a Roth 401(k). Finally, a retired caller asks if gold is a good investment to hedge the stock market. 

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com