Money Matters by Allworth Financial

When can you retire? It’s one of the biggest financial questions you’ll ever answer—and knowing you have enough is about more than reaching a certain number.

In this episode of Allworth’s Money Matters, Scott and Pat help a 57-year-old teacher determine whether she can afford to leave the classroom after 33 years. They break down her pension, retirement savings and spending needs, and discuss whether taking a pension supplement as a lump sum or an annuity makes more sense.

Then, a young couple earning a strong income wonders whether they should keep maximizing retirement savings or build up cash for a future home purchase and possible move out of California. Scott and Pat explain why sometimes the smartest financial decision isn’t saving every available dollar for retirement—it’s making sure your money supports the life you’re trying to build.

So, when can you retire, and how do you balance saving for tomorrow with the financial priorities you have today? Whether retirement is right around the corner or decades away, this episode offers practical perspective for making those decisions with confidence.

Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com.

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