Allworth Financial’s Money Matters

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The diversified disciplined investment strategy wins again.

On this week’s Money Matters, Scott and Pat discuss the value of a diversified and disciplined approach to investment planning and the potential impact of various pandemic relief programs on the economy.

Scott and Pat advise a collegebound caller on whether to purchase a home or wait. A woman asks about an unexpected phone bill that’s 12 years past due and how to handle a third-party debt collection agency. Scott and Pat discuss the pandemic relief programs and the latest public sentiment around organizations who’ve taken advantage of the Paycheck Protection Program. A caller wonders if it would be wise to pay off his mortgage by using his 401(k). Scott and Pat discuss the misconception of investment planning and answer a caller’s question about protecting clients’ “nest eggs” during down markets by expanding the conversation to the key elements of solid financial planning philosophy. 

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Download and rate our podcast here.

What’s going on with these markets?

On this week’s Money Matters, Scott and Pat talk with Allworth Financial’s CIO Andy Stout about what’s driving the markets despite uncharted economic headwinds and challenging headlines.

Scott and Pat advise a caller on next steps after experiencing significant financial theft by a family member. A new home buyer asks about options to cover his down payment and closing costs while waiting to sell his current home. An Arkansas man with a growing family asks about whether he should use his 401K or “Funny Money” for a down payment on a larger house and wonders if he should pull back on the amount he’s contributing to his 401K. Andy Stout, Allworth Financial Chief Investment Officer, joins Scott and Pat to talk about what’s driving the market recovery as we continue to face a pandemic, a recession, a cautious reopening of the economy, unemployment, and consumer uncertainty.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Fewer business trips, fewer office buildings

On this week’s Money Matters, Scott and Pat discuss this pandemic’s potential long-term impacts on real estate.

Scott and Pat advise a charitably inclined caller who wants to open a Donor Advised Fund. A mother asks if she should refinance her $175,000 mortgage. A caller who is concerned about inflation asks if he should buy physical gold. A Kentucky man asks how he should convert the $85,000 in a Canadian bank account into US dollars. Finally, a Sacramento man asks if his 75-year old neighbor should use a reverse mortgage.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Download and rate our podcast here.

Nobody predicted the market’s rebound

On this week’s Money Matters, Scott and Pat discuss the stock market’s wild ride and the financial products that burned many retirees.

Scott and Pat advise a caller with $2.3 million saved who asks if he should spend down his cash or continue his Roth conversion strategy. A California man wants to buy a second home in Nevada and asks how he should pay for the house. Scott and Pat speak with a caller who asks if he is on track to retire well. Finally, a caller wants to know if he can return his RMD that he took out in January.

Ask a question by clicking here, or email Scott and Pat at questions@moneymatters.com.

Download and rate our podcast here.